Q&A: Social Security survivor benefits

Jan 3, 2024 | Canyon Crest Guide Newspaper | 0 comments

Q&A: Social Security survivor benefits



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Q&A: Social Security survivor benefits

Dear Liz: I am trying to understand the Social Security survivor benefit. I delayed starting to receive my benefits until I reached age 70. My wife just started receiving benefits at 66 and 10 months. Upon my passing, will she receive my benefit at full retirement age, plus the 8% annual delayed retirement credit plus the annual cost of living increases?

Answer: Assuming your benefit is larger than hers, then yes — her survivor benefit would be the amount you were getting at your death. The survivor gets the larger of the two checks a couple was receiving, and the other benefit goes away.

The post Q&A: Social Security survivor benefits appeared first on Ask Liz Weston.

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